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Plan Members

Plan Members

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  • Phone: 902 490-6213
  • Toll Free: 1 888 490-6213
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  • 1809 Barrington Street, Suite 1108, CIBC Building Halifax, Nova Scotia B3J 3K8

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Reciprocal Transfers

Reciprocal transfers allow you to increase your benefit from the HRM Pension Plan by increasing both your Credited and Continuous Service in the Plan. In addition to increasing the dollar amount of your benefit, the increase in Continuous Service may allow you to retire earlier than you otherwise would have been able to. The transfer may also allow you to consolidate your pension benefits with previous employers under the HRM Plan. The cost of your reciprocal transfer will depend on several factors, including your age and earnings level. 

The HRM Pension Plan currently participates in four reciprocal transfer agreements with other pension plans. These agreements allow eligible members to transfer pensionable service between pension plans.

Current Reciprocal Transfer Agreements

  • Federal Public Service Pension Fund
  • Ontario Municipal Employees Retirement System (OMERS)
  • Province of Newfoundland and Labrador Public Service Pension Plan
  • Participating authorities to the Nova Scotia Reciprocal Transfer Multilateral Agreement

Eligibility 

There are strict deadlines and eligibility criteria associated with applications made under any reciprocal transfer agreement. If you have a benefit under one of the pension plans noted above and would like to determine if you are eligible for a reciprocal transfer, contact our office, we will be happy to assist you.

Forms and Links

Electronic Communications Authorization Form – receive your buyback correspondence electronically instead of via mail 

T2151 – for transfers from an RPP or a DPSP

T2033 – for transfers from an RRSP, a RRIF, an SPP, or a PRPP